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If you find yourself in the situation of needing to apply for a Chinese Visa from time to time it might be worth it to do some advance research and consider where you apply for it.

China Visa Center

Making the decision wisely could save time, hassle and money at the same because the fees are different in each country and they also vary based on citizenship. [click to continue…]

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Beware if you’re traveling to Rio de Janeiro for the Olympics or anytime soon, especially if you’re an American tourist. A friend and LoyaltyLobby reader from the US wrote to tell me about his misfortune on a recent trip there.

Rio ATMs

As a first time traveler to Brazil, when he landed at Galeão International Airport, he wanted to get cash to cover a taxi ride to his hotel on Copacabana Beach, one of the main tourist areas in Rio. [click to continue…]

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EasyTaxi is a taxi app that seems to work mainly in Latin America, some countries in Africa and Asia.


The service rely on regular taxis that have signed up for the service. You can have credit card on file but can pay to the drivers using cash as well. [click to continue…]

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Cannot remember that last time I used an ATM machine in Argentina to withdraw money due to the Dolar Blu that was prevalent during the previous president’s time. There was significant spread between the “official” rate and the informal one to exchange notes to Argentinean pesos.

WARNING ATM Issues Buenos Aires EZE Airport

This spread is now gone and credit cards can again be used in Argentina. So, when I arrived to Buenos Aires last night, I wanted to get some local cash to pay for cabs etc. that don’t accept credit cards. That’s where the problem begun. [click to continue…]

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When friend of mine was checking out from the Hyatt Regency hotel in Phuket this afternoon and paying using his Canada issued credit card, the terminal spat out the usual offer to pay in the currency of the card issued instead of Thai baht.

Hyatt Regency Phuket CAD THB DCC March 15 2016 U

I have said it many times and will probably keep repeating this all over, but I have never seen an instance where this Dynamic Currency Conversion (DCC) would have been beneficial for the person paying the bill. It is very beneficial for the merchant whose payment card processor will usually split the “spread”. [click to continue…]