IHG Rewards Club Points + Cash Quirk (+ Workaround)


IHG Rewards Club Points + Cash has been around for couple of years. IHG basically sells you 5,000 points for $40 or 10,000 points for $70 per award night and just issues a regular points award for your stay.


The benefit of doing it this way is that hotels don’t need to load separate Points + Cash availability (they all must participate) and they are reimbursed under regular award night schedule.

You can access IHG’s web page for this award type here.


A LoyaltyLobby reader just had problem redeeming for a Points + Cash award night in Singapore (rates there are through the roof).

He thought that having the points component of the Points + Cash on his account would be enough, but that is not the case. You must have the number of points required for the award reservation using full points or the transaction won’t go through.

The reason for this is that IHG first redeems the award using full points and then issues points for your account for the “cash” portion.

If IHG would first “sell” you the Points + Cash points and deposit the points to your account BEFORE issuing the award, having enough points just for the Points + Cash award would work.


Here’s what I suggested that the LoyaltyLobby reader should do.

1. Redeem Points + Cash award night at property that normally requires 20,000 points for a night.

2. The IHG first deducts the full 20,000 from the account (reader has enough points) and then makes a deposit for the 10,000 points after charging $70.

3. Reader can then cancel the award night reservation and the full 20,000 points will go back to his account.

4. IHG Rewards Club account balance will then be 37K+ points that is enough to do full points reservation for the property in Singapore.


Points + Cash is a good option for essentially buying IHG Rewards Club points for $70 per 10,000.

If you don’t have enough points in your account to issue the award type you would prefer, you can either do it in the steps outlined before or wait until IHG has points sale next time that would allow you to purchase points outright (without having to do Points + Cash reservations and then canceling them).

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