IHG Rewards Club offers credit card in select markets that tend to come with yearly free night cert valid for 12 months after issuance.
Free night certificates were first usable at all IHG hotels but, due to yearly category creep and new brands introduced to the program, were recently capped at 40,000 points. IHG has now released or updated its website that shows all the hotels at which members cannot use their yearly benefit.
You can access the list on IHG’s website here.
Note that I am not 100% sure if this list is complete. IHG, however, did update it in the past week, and I have not come across it previously.
Here are the hotels (per IHG) requiring more than 40,000 points per night:
These hotel affiliated credit cards with a yearly fee usually come with a free night that is capped at a specific category or points level, not the case with only IHG.
When they are not valid at all hotels, it inevitably means that there will be an ever-increasing number of properties where they cannot be applied (unless they are upped).
Readers have criticized IHG for limited them at 40,000 points, but this same applies to Hyatt and Marriott too.