Emirates on Thursday introduced with Allianz Covid-19 assistance policy that covers certain expenses such as funeral in a case that you die of Covid-19 after flying with the airline.
The policy is included on all tickets issued by Emirates, and there is no extra charge for passengers. The program is valid until October 31, 2020.
You can access Emirates page for the Covid-19 assistance here.
Few things to note (yes – I read the T&Cs):
– The coverage is not valid in your country of residence.
– It is valid for 31 days after the first flight with the airline (the symptoms must begin within this time frame).
– Only valid on Emirates issued tickets, not tickets issued on other airlines.
– You can continue your trip to another destination via any method of transport, and the insurance is valid if you get Covid-19 within 31 days of your first Emirates flight.
– The coverage doesn’t pay for expenses that you have already settled. Allianz needs to take care of the reimbursement.
– It doesn’t cover the cost of the Covid-19 test that is required to utilize it.
– Your travel against the advice of your home government (not a green destination).
Here are the coverage limits:
Here’s the press release from the airline:
Emirates customers can travel with confidence, as the airline will cover medical expenses of up to EUR 150,000 and quarantine costs of EUR 100 per day for 14 days, should they be diagnosed with COVID-19 during their travel, while they are away from home. This cover is provided by the airline, free of cost to its customers.
HH Sheikh Ahmed bin Saeed Al Maktoum, Emirates Group Chairman and Chief Executive said: “Under the directive of His Highness Sheikh Mohammed, UAE Vice President and Prime Minister and Ruler of Dubai, Emirates is proud to lead the way in boosting confidence for international travel. We know people are yearning to fly as borders around the world gradually re-open, but they are seeking flexibility and assurances should something unforeseen happen during their travel.”
He added: “Emirates has worked hard to put in place measures at every step of the customer journey to mitigate risk of infection, and we have also revamped our booking policies to offer flexibility. We are now taking it to the next level, by being the first in the industry to offer our customers free global cover for COVID-19 medical expenses and quarantine costs should they incur these costs during their travel. It is an investment on our part, but we are putting our customers first, and we believe they will welcome this initiative.”
First airline in the world to offer free, global cover for COVID-19 related costs
This cover for COVID-19 related medical expenses and quarantine costs is offered by Emirates free of cost to its customers regardless of class of travel or destination. This cover is immediately effective for customers flying on Emirates until 31 October 2020 (first flight to be completed on or before 31 October 2020). It is valid for 31 days from the moment they fly the first sector of their journey. This means Emirates customers can continue to benefit from the added assurance of this cover, even if they travel onwards to another city after arriving at their Emirates destination.
Customers do not need to register or fill in any forms before they travel, and they are not obligated to utilise this cover provided by Emirates.
Any impacted customer who has been diagnosed with COVID-19 during their travel simply has to contact a dedicated hotline to avail of assistance and cover.
The hotline number, and details of what COVID-19 related expenses are covered, is available on www.emirates.com/COVID19assistance.
Here are the terms of this Allianz insurance:
Here are the frequently asked questions:
This will likely take care of the insurance requirement that some destinations require at this time due to Covid-19 related potential treatment and burial costs.
Not sure if this policy will repatriate your dead body, or they just use the €1,500 to dispose it at the destination.
I think that this is smart marketing by Emirates, and some passengers may be able to benefit from it.