Very Attractive Sign-Up Bonus For The Chase IHG Premier Mastercard: 140,000 Points After US$3k Spend


JP Morgan Chase has been issuing the IHG Mastercard to U.S. customers for a while now and currently they have a pretty phenomenal offer of 100,000 – 140,000 points for opening a new card account.

The big advantage of the cards is a refund of 10% on all award redemptions as well as an annual free night certificate (for the Premier version) in addition of the welcome bonus upon opening the card.

Unfortunately this card product (at least with this portfolio of benefits) is only available in the U.S. to eligible customers but it might benefit still a large base of our readers who might be able to take advantage of this.

Currently Chase offers two cards:

Both cards have no annual fee in the first year. The above links are for informational purpose only and link directly to Chase. If you have a friend who is a Chase customer and can provide you with a referral offer I suggest to use it and possibly get an additional bonus this way.

The bonus amount at the moment is extraordinarily high, likely because Chase is trying to gain new customers as recent data shows how much credit card spend in the U.S. has collapsed.

If you plan on opening the card only for the bonus nights then either card version is fine as the annual fee is waived for the first year.

In the case of the Premier card however I believe it’s worth it to keep the card active as the amount of points collected at IHG property spend and the benefits of the card are more than worth the $89 annual fee.

What’s also very interesting is that Chase/IHG allows to keep both cards simultaneously and that the 10% award rebate can be combined with the 10% Ambassador award discount if so purchased.


I had the original card and the new Premier card for several years and they have served me well. The anniversary free night more than compensates for the annual fee and I’m making good use of the award rebate as well.

I’m generally a big fan of hotel rewards cards as they almost always provide the best value. Any eligible IHG program user that is eligible for this card should maybe have a quick look and get the card for at least a year to take advantage of this higher than usual bonus amount.