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Bank ATM Currency Conversion Offers

by John Ollila
June 24, 2022
Reading Time: 2 mins read
11

There is not much need for cash in many European countries, like Spain, where I just spent a week. Only one merchant had a sign-up that they didn’t take cards.

The situation in Portugal, however, is much different and card acceptance is not as widespread (perhaps tax avoidance is), and I had to go and get some cash from an ATM.

There are EURONET ATMs all over Southern Europe that you should avoid, and I decided to go inside a bank to get money from an ATM (hopefully no card skimmers attached).

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You have to pay attention to the options at many bank ATMs, too, because it appears that they have got into the came trying to mislead consumers

.No. I don’t want to pay a 12.5% mark up for getting cash from a bank account and hit reject.

Then you need to hit reject again. I guess that some may think that if you hit REJECT, you don’t get any cash-out, but you do.

And there were no fees associated with this ATM that the bank I use would have refunded anyway.

$236.30 versus $211.24?

You need to keep hitting the red button to decline currency conversion scams with many merchants too:

Remember Always Choose The Currency Of The Country You Are In

Conclusion

It is just crazy how high these scam fees have gotten? I guess there is always a small percentage of the population that is so math-challenged that they accept the conversion and pay a high price for it.

I wish that networks would ban this behavior.

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